Fire insurance is insurance that pays money if your possessions are destroyed or damaged in a fire… Fire insurance is designed to indemnify the insured for loss of, or damage to, buildings and personal property by fire.

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Flood insurance is a type of property insurance that covers a dwelling for losses sustained by water damage, as it specifically relates to flooding. A separate coverage rider is needed to cover sewer backup if the backup was not caused by the rising floodwaters.

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Coverage for businesses for protection against potential losses through unforeseen circumstances like theft, liability, property damage, and for coverage in the event of an interruption of business or injured employees.

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Renters insurance protects your personal property in a rented apartment, condo or home from unexpected circumstances such as theft, a fire or sewer backup damage – and will pay you for lost or damaged possessions. It can also help protect you from liability if someone is injured on your property.

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